Terms of Service

1.1 Acceptable Use Policy

You agree to use our services only for lawful purposes and in accordance with these Terms. You may not use our services:

• • In any way that violates applicable laws or regulations
• • To transmit harmful, threatening, or offensive material
• • To impersonate others or misrepresent your affiliation
• • To interfere with the security or proper functioning of our services
• • To engage in unauthorized data mining or harvesting

1.2 Permitted Uses

Our services are provided for educational and professional development purposes. You may access course materials, participate in training programs, and use our resources in accordance with your enrollment agreement.

1.3 Service Access Requirements

To access certain services, you may need to create an account and provide accurate registration information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

1.4 Fairge Guidelines

We expect all users to engage with our services reasonably and respectfully. Excessive or abusive use that impacts service availability for others may result in temporary or permanent suspension of access.

2.1 Account Creation

When creating an account, you must provide accurate, current, and complete information. You must promptly update your account information if it changes. Providing false information may result in account termination.

2.2 Account Security

You are responsible for:

• • Maintaining the security of your password and account credentials
• • All activities that occur under your account
• • Notifying us immediately of any unauthorized use
• • Ensuring you log out after each session

2.3 Account Suspension and Termination

We reserve the right to suspend or terminate your account if you violate these Terms or engage in conduct that we deem inappropriate or harmful. You may also terminate your account at any time by contacting us.

2.4 Multiple Account Policy

Each individual should maintain only one active account unless specifically authorized by us for legitimate business purposes.

3.1 Service Uptime and Maintenance

We strive to maintain high service availability but cannot guarantee uninterrupted access. We may perform scheduled maintenance that temporarily affects service availability. We will provide reasonable notice of planned maintenance when possible.

3.2 Feature Availability

Specific features and functionality may vary based on your enrollment status, course selection, and subscription level. Not all features are available to all users at all times.

3.3 Geographic Restrictions

Our services are primarily designed for users in and may not be available or appropriate in all geographic locations. Some features may be restricted based on your location.

3.4 Service Modifications and Updates

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice. We may update course content, change curriculum structure, or introduce new features to improve the educational experience.

4.1 Content Ownership

All content on our website and in our courses, including text, graphics, logos, images, videos, software, and course materials, is the property of FinanceEdge Institute or its licensors and is protected by intellectual property laws.

4.2 License Grant

Upon enrollment in a course, we grant you a limited, non-exclusive, non-transferable license to access and use course materials solely for your personal educational purposes. This license does not permit redistribution, resale, or commercial use of our materials.

4.3 User-Generated Content Rights

If you submit questions, comments, or other content to our platform, you grant us a non-exclusive, royalty-free license to use, reproduce, and display such content for educational and operational purposes.

4.4 Copyright and Trademark Notices

All trademarks, service marks, and trade names used on our website are the property of their respective owners. Unauthorized use of any intellectual property is prohibited and may violate copyright, trademark, and other laws.

5.1 Course Fees

Course fees are stated inese Yen and must be paid in full before the course start date unless alternative payment arrangements have been made in writing.

5.2 Payment Methods

We accept various payment methods including bank transfer, credit cards, and corporate purchase orders. All payments are processed securely through our authorized payment partners.

5.3 Refund Policy

Refund requests must be submitted in writing. Refunds are provided according to the specific refund policy outlined in your course enrollment agreement. Generally, refunds are available if cancellation occurs at least 14 days before the course start date.

5.4 Price Changes

We reserve the right to modify course pricing. Price changes will not affect enrollments that have already been confirmed and paid for.

6.1 Educational Disclaimer

Our courses provide education in financial analysis methodologies. We do not provide investment advice, financial planning services, or professional certifications. Course completion does not guarantee employment outcomes or professional advancement.

6.2 Service Disclaimer

Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or completely secure.

6.3 Limitation of Liability

To the maximum extent permitted by law, FinanceEdge Institute shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, even if we have been advised of the possibility of such damages.

6.4 Maximum Liability

Our total liability for any claims arising from or related to these Terms or our services shall not exceed the amount you paid to us in the twelve months preceding the claim.

7.1 Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Tokyo.

7.2 Dispute Resolution

In the event of a dispute, we encourage you to contact us first to seek an amicable resolution. If the dispute cannot be resolved through direct communication, either party may pursue resolution through the appropriate courts in Tokyo.

7.3 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

7.4 Terms Modification Policy

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website with a new "Last updated" date. Your continued use of our services after such changes constitutes acceptance of the modified Terms.