Terms and Conditions

1.1 Professional Conduct

As a user of our services, you agree to:

• • Conduct yourself in a professional and respectful manner at all times
• • Treat instructors, staff, and fellow students with courtesy and respect
• • Refrain from disruptive behavior during courses or on our platform
• • Maintain a constructive learning environment for all participants

1.2 Prohibited Activities

You expressly agree not to engage in any of the following prohibited activities:

• ✕ Sharing, distributing, or reproducing course materials without authorization
• ✕ Recording lectures or sessions without explicit written permission
• ✕ Attempting to access unauthorized areas of our systems or data
• ✕ Using our services for any unlawful or fraudulent purpose
• ✕ Impersonating others or misrepresenting your credentials
• ✕ Transmitting harmful code, viruses, or malicious software

1.3 Content Guidelines

When participating in discussions or submitting content, you must ensure that your contributions are appropriate, relevant, and do not contain offensive, defamatory, or inappropriate material. We reserve the right to remove content that violates these guidelines.

1.4 Age Requirements

Our services are designed for professionals and individuals aged 18 years or older. By using our services, you confirm that you meet the minimum age requirement and have the legal capacity to enter into this agreement.

2.1 Compliance with Laws

You are responsible for ensuring that your use of our services complies with all applicable local, national, and international laws and regulations. This includes but is not limited to intellectual property laws, privacy laws, and financial regulations.

2.2 Indemnification

You agree to indemnify, defend, and hold harmless FinanceEdge Institute, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your violation of these Terms and Conditions or your use of our services.

2.3 Privacy and Data Protection

You acknowledge that you have read and understood our Privacy Policy. You agree to the collection, use, and processing of your personal information as described in our Privacy Policy. You are responsible for ensuring the accuracy of the information you provide to us.

2.4 Third-Party Interactions

Your interactions with other users, instructors, or third parties accessed through our services are solely between you and such parties. We are not responsible for any disputes, damages, or issues arising from these interactions.

3.1 Enrollment Process

Course enrollment is subject to availability and acceptance. We reserve the right to accept or reject any enrollment application at our discretion. Enrollment becomes binding upon payment confirmation and receipt of enrollment confirmation from us.

3.2 Attendance Requirements

Students are expected to attend all scheduled sessions and complete assigned work. Excessive absences may result in withdrawal from the course without refund. If you anticipate missing sessions, you must notify us in advance.

3.3 Course Prerequisites

You are responsible for ensuring you meet any stated prerequisites before enrolling in a course. If you enroll in a course without meeting prerequisites, we may require you to transfer to a more appropriate course or withdraw from the program.

3.4 Academic Integrity

You agree to maintain academic integrity in all course work. Plagiarism, cheating, or any form of academic dishonesty may result in immediate expulsion from the course without refund and potential legal action.

4.1 Disclaimer of Warranties

To the fullest extent permitted by law, we provide our services on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to:

• • Warranties of merchantability or fitness for a particular purpose
• • Warranties regarding accuracy, completeness, or reliability of content
• • Warranties that services will be uninterrupted or error-free
• • Warranties regarding specific outcomes or career advancement

4.2 Educational Outcomes

While we strive to provide high-quality education, we make no guarantees regarding specific learning outcomes, skill acquisition, employment opportunities, or career advancement as a result of completing our courses. Individual results depend on various factors including prior knowledge, effort, and application of learned skills.

4.3 Third-Party Content

Our courses may reference or include third-party content, tools, or resources. We do not endorse, guarantee, or assume responsibility for any third-party content. Your use of third-party resources is at your own risk.

4.4 Professional Advice Disclaimer

Our courses provide educational content and should not be construed as professional financial, investment, legal, or tax advice. You should consult with qualified professionals before making any business or financial decisions.

5.1 Exclusion of Consequential Damages

To the maximum extent permitted by applicable law, FinanceEdge Institute shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, revenue, data, or business opportunities, whether arising in contract, tort, or otherwise.

5.2 Maximum Liability Cap

Our total aggregate liability for all claims arising from or related to these Terms and Conditions or your use of our services shall not exceed the total amount paid by you to us in the twelve months immediately preceding the event giving rise to the claim.

5.3 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, acts of war, terrorism, civil unrest, government actions, pandemics, strikes, power failures, or internet service disruptions.

5.4 Time Limitation for Claims

Any claim arising from these Terms and Conditions or your use of our services must be brought within one year after the cause of action arises, or such claim shall be permanently barred.

6.1 Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of, without regard to its conflict of law provisions. The United Nations Convention on Contracts for the International Sale of Goods shall not apply.

6.2 Jurisdiction

You irrevocably consent to the exclusive jurisdiction of the courts located in Tokyo, for any disputes arising from or related to these Terms and Conditions or your use of our services. You waive any objection to venue in such courts.

6.3 Dispute Resolution Procedures

Before initiating any legal proceedings, the parties agree to first attempt to resolve disputes through good faith negotiations. Either party may initiate negotiations by providing written notice of the dispute to the other party. The parties shall meet and confer in an effort to resolve the dispute amicably.

6.4 Severability

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable. If modification is not possible, the provision shall be severed, and the remaining provisions shall continue in full force and effect.